Q: Does Dr. Bob, chiropractor in Salt Lake City, Utah, accept auto insurances if you or a member of your family is involved in an auto accident?
A: Yes. If a child, teen, adolescent or adult is involved in an auto accident, your auto insurance will cover a 100% of your chiropractic treatments and you will have no out-of-pocket expenses.
Q: Which auto insurances does Dr. Bob, chiropractor in Salt Lake City, Utah, accept?
A: Dr. Bob, a holistic chiropractor in Salt Lake City, Utah accepts the following most common auto insurances. If your insurance isn’t listed, if you have any questions or if you need to schedule your first chiropractor doctor appointment, please call our office at (801) 230-0166.
* AIG Auto Insurance
* Allied Auto Insurance
* All-State Auto Insurance
* American Family Auto Insurance
* Bear River Mutual Auto Insurance
* Farmer’s Auto Insurance
* Geico Auto Insurance
* Metropolitan Auto Insurance
* Nationwide Auto Insurance
* Progressive Auto Insurance
* State Farm Auto Insurance
*Dr. Bob would be happy to recommend an auto insurance agent if you are considering a new auto insurance carrier. Feel free to call our office at (801) 230-0166 for any help.
Q: If a child, teen, adolescent, adult is not involved in a car accident does Dr. Bob, a holistic chiropractor in Salt Lake City, Utah, accept medical insurances that cover chiropractic care?
A: Yes
* Aetna Insurance
* American Specialty Health Network (ASHN)
* Ash
* Beech Street
* Blue Cross (Traditional) Insurance
* ValueCare
* CCN & CNN Insurance
* Coventry Insurance * Please call your insurance to verify
* First Health Insurance * Please call your insurance to verify
* Mailhandlers Insurance * Please call your insurance to verify
* Select Health Insurance * Please call your insurance to verify
* University of Utah Health Plan
* Medicare
*Teamster’s Insurance
*UnitedHealthCare
* Align Networks, Cypress Care, GE Wellness Plan, Golden Rule, Great-West Healthcare, Health Allies, Medical Resource LLC, Premera Blue Cross, Principal Life Insurance Co, Reserve National, UnitedHealthCare (UHC), Universal SmartComp.
If your insurance isn’t listed here please call your Personnel Department (PD) or your Human Resource Department (HRD) and ask them if you and your family have chiropractic healthcare benefits. If your plan does not offer chiropractic healthcare benefits, ask your PD or HRD if you and your family have out-of-network chiropractic healthcare benefits and ask them to explain those benefits to you. Then you may call our office for an initial chiropractic appointment at (801) 230-0166.
Q: If you or a member of your family are involved in an auto accident how would you go about using your auto insurance chiropractic coverage?
A: You would need to call your auto insurance agent. Their phone number is on your auto insurance card. Report your accident. Your agent will ask you how the accident took place. Ask for a claim number, then you can call our office (810) 230-0166 to schedule your initial chiropractic appointment.
Q: How much Personal Injury Protection (PIP) do you have? How much do you need?
A: Most people only purchase $3,000 worth of PIP, which is the least expensive, BUT this amount is not enough – doctor and hospital bills these days are very expensive; thousands or hundred of thousands of dollars. Some families go into bankruptcy, because they cannot afford medical bills after an unexpected catastrophic accident.
Q: What is Dr. Bob’s office hours for emergency chiropractic care?
A: * For emergency chiropractic care please feel free to call Dr. Bob at (801) 230-0166 from 8am to 8pm seven days a week!
Q: Are there different amounts of Personal Injury Protection (PIP) that you can purchase for you and your family?
A: Yes. Just call your auto insurance agent and ask them how much it would cost you to have $5,000, $10,000, $25,000, $50,000, $100,000 worth of Personal Injury Protection. Six months of a $100,000 PIP may just cost $10 to $15 more a month. You’ll be glad that you did it!
Q: How much PIP do you need to purchase?
Answer 1. A patient that Dr. Bob had was involved in an auto accident. The patient was ambulanced to the local community hospital – cost $1300; two hours of emergency care, x-rays and CT Scans $3900 – total $5200. The initial $5,000 was exhausted in two hours.
Answer 2. Dr. Bob, holistic chiropractor in Salt Lake City, Utah, about three years ago was involved in a motorcycle accident in Big Cottonwood Canyon, Salt Lake City, Utah. He was ambulanced to the local University Hospital, Salt Lake City, Utah – cost $850; if he had to be air-flighted it would have cost about $1500 / mile. Then you have the costs for emergency care, for any pain injections or pain medications, for a team of trauma doctors, for x-rays, CT Scans or MRI’s. These costs could amount to over $7500. Then depending on the nature of your accident you may need rehabilitation and physical therapy proceeded by out-patient medical care and chiropractic care. You could easily be over $50,000. Your initial $3,000 of PIP doesn’t go too far!
Q: How much would it cost you for a $100,000 worth of Personal Injury Protection?
A: There are different factors involved, but it could only cost $10 to $15 more per month. Best to contact your auto insurance agent.
Q: Myth or Truth? Will your insurance premiums increase if you or a member of your family use your Personal Injury Protection?
A: These days with our current economy medical costs will keep on increasing, but if you receive the proper treatment for your auto accident immediately following your injury in the long term you or your family member will pay less in medical or chiropractic care, have an increased quality of life rather then not receive the medical or chiropractic care that you ought to have immediately following your injury. Immediately after a whiplash a child, teen, adolescent, adult ought to be examined by a chiropractor doctor.
Q: What are the disadvantages of not being treated immediately after a car accident?
A: Most people don’t feel pain after a car accident because they are in such trauma. Trauma may not subside until after 1-2-3-4 weeks! So it’s best to see your chiropractor right after the car accident to get checked. Whether a kid, teen, adolescent or adult is involved in a small or more serious auto accident, if the injury is not treated immediately afterwards there will be increased residual damage and degeneration to the joints, muscles, ligaments, tendons involved. The sooner that your child, teen, adolescent receives the proper healthcare the more healthy their future will be.
This information is solely given for the purpose of general information / education and is not intended to be used for any kind of self-diagnosis or self-treatment. If you have any questions about your health and well-being you can Dr. Bob Seiler, a holistic chiropractor at (801) 230-0166 or your physician.
If You Don’t Have Chiropractic – Medical Insurance?
Holistic Chiropractic & Wellness 150 South 600 East Suite 6C
Salt Lake City, Utah 84102 Office Phone: 801.230.0166